Coordination of Benefits: The Relationship Between PIP, MedPay, MassHealth, Medicaid, Medicare and ERISA Health Plans

We Understand How Your Insurance Coverage Works Understanding your rights and insurance coverage benefits is not always easy and oftentimes, insurance companies make pursuing your rights harder than it has to be. The information below explains how different types of medical insurance coverage benefits that accident victims in Massachusetts may be entitled to receive. If…

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Injured at Work Entitled to PIP?

Were you injured at work and entitled to personal injury protection (PIP) insurance benefits? The legislature has exempted injured persons entitled to worker’s compensation benefits from the provisions of “no-fault” or personal injury protection benefits. An insured under a motor vehicle liability policy entitled to recover workmen’s compensation benefits in accordance with M.G.L. c. 152,…

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How Does PIP, Medpay and Health Insurance Work?

If You Have Private Health Insurance but Don’t Have Medpay PIP will automatically cover the first $2,000 in medical expenses and any medical expenses in excess of that amount will be submitted to your private health insurance to determine if medical coverage exists. If your insurance provider denies payment for a claim then you must…

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Types Of Medications Prescribed After An Accident

Several types of medications are prescribed after a motor vehicle or slip and fall accident. Some are as follows: Benzodiazepines Names: Alprazolam (Xanax), Clonazepam (Klonopin), Deazepam (Valium), Lorazepam (Ativan), Triazolam (Halcion) Characteristics: sedative, anti-anxiety Purpose: reduce myofascial pain, muscle spams, anxiety/tension, seizures, insomnia Cons: these types of drugs can cause psychological and physical dependencies. Withdrawals…

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Duty to Child Trespassers

Was your child injured while trespassing? You may be entitled to compensation. Massachusetts courts have consistently ruled that landowners only owe trespassers (anyone entering or remaining on a landowner’s land without the owner’s consent) a duty to refrain from willful, wanton and reckless conduct that is likely to cause injury. This is different than the…

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PIP Insurance Claims FAQs: Who will pay my medical bills?

Personal Injury Protection Auto Accident Claims Attorneys If you are injured in a car accident in Massachusetts the Personal Injury Protection statute (PIP) under Massachusetts General Law 90, § 34 determines how your medical bills will be paid. Every Massachusetts automobile insurance policy has a provision for Personal Injury Protection benefits. Generally you are entitled…

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